How Rising Utility Costs Are Affecting New Jersey Homeowners
For many New Jersey homeowners, the cost of owning a home is no longer just about the mortgage, property taxes, and insurance. Utility bills have become a bigger part of the affordability conversation. Electricity, gas, water, sewer, and energy-related fees can all affect the true cost of owning and
Property Taxes, Insurance, and HOA Fees: The New Affordability Challenge
For years, buyers measured affordability mostly by one number: the mortgage payment. That is still important, especially with mortgage rates remaining elevated. Freddie Mac reported that the thirty-year fixed-rate mortgage averaged 6.66% as of July 30, 2026, compared with 6.72% one year earlier. But
What New Jersey's Push for More Housing Means for Buyers and Sellers
New Jersey’s housing conversation is changing. For years, buyers have dealt with limited inventory, rising prices, high property taxes, and affordability pressure. Sellers have benefited from strong demand, but many have also felt stuck because finding the next home can be difficult. Now, New Jersey
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