Property Taxes, Insurance, and HOA Fees: The New Affordability Challenge
For years, buyers measured affordability mostly by one number: the mortgage payment. That is still important, especially with mortgage rates remaining elevated. Freddie Mac reported that the thirty-year fixed-rate mortgage averaged 6.66% as of July 30, 2026, compared with 6.72% one year earlier. But
What New Jersey's Push for More Housing Means for Buyers and Sellers
New Jersey’s housing conversation is changing. For years, buyers have dealt with limited inventory, rising prices, high property taxes, and affordability pressure. Sellers have benefited from strong demand, but many have also felt stuck because finding the next home can be difficult. Now, New Jersey
Why the Total Cost of Owning a Home Keeps Rising in New Jersey
When people talk about the cost of buying a home, they usually focus on the purchase price. That makes sense. The price of the home is the largest number buyers see. But for New Jersey homeowners, the bigger long-term issue is often the total cost of ownership. That includes the mortgage payment, pr
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